The on-line brokerage owned by Canada's credit union system.

The benefits of Credential Direct:

• Offers the same products and same services as major on-line brokerages
• Great personal service because it is owned by the credit union system
• Competitively prices / commission rates among the lowest in the industry

You can:

• Trade stocks on Canadian and US exchange
• Choose from more than 1,800 mutual funds
• Link to your Diamond North Credit Union Account

Help when you need it:

Even though you make your own investment decisions there is help when needed through www.credentialdirect.com or by phone toll free 1-877-742-2900

On-line brokerage is offered through Credential Direct®, a division of Credential Securities Inc., operating as a separate business unit. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus befroe investing. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member-CIPF.

®Credential Direct is a registered mark owned by Credential Financial Inc. and is used under licence.