Debit Card

A Diamond North Credit Union Member Card gives you instant access to the funds in your account - anywhere in the world!  You can access your account through Automated Teller Machines (ATMs) and Point of Sale (POS) terminals worldwide.  Using your Member Card allows you to:

  • Withdraw cash, make deposits, transfer funds, make balance inquiries and change your PIN at full service ATMS
  • Make purchases at retailers displaying the INTERAC® Direct Payment symbol
  • Keep a record of your transactions, as they are debited out of your account(s) immediately
  • View your transactions on your account history through MemberDirect Online Banking, Mobile Web, or the Mobile App
Being a credit union member means you have access to one of the largest Ding Free® ATM networks in the country! 


Ding Free® ATMs

Members have always enjoyed access to thousands of Ding Free® ATMs across Canada (an ATM network bigger than most banks).

Using your Member Card debit card at ding free ATMs means that you pay no surcharges at credit union ATMs across Canada for withdrawals, deposits and balance inquiries.  That is over 1,800 surcharge-free ATMs!

A surcharge fee is a fee charged by an ATM owner at the time of the transaction and appears on the ATM receipt. Surcharges usually range from $1 to $3, and comes with a warning screen before the ATM transaction is complete.

To find out more about Ding Free ATMs, click here.

Foreign Currency at ATM and POS

Foreign currency Member Card transactions are processed by our foreign network partners (Mastercard International, NYCE*), who determine the currency conversion rate. A 2.5% administration fee is added to the transaction amount presented for authorization on your account.

Additional fees may be charged by ATM owners as part of the transaction amount.

Addtional fees maybe reflected in month end service charge fees depending on account type.


Ding Free - Sea to Sea