Registered Education Savings Plans

A Registered Education Savings Plan (RESP) is a special savings account for parents who want to save for their child's post-secondary education

There are some great benefits to contributing to a RESP.
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Tax free growth

Earnings within a RESP are not taxed. When the funds are taken out for education, withdrawals are taxed based on the student's income, often resulting in little or no tax.

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Program grants

Grow your savings faster with other government incentives like the Canada Education Savings Grant (CESG) and the Canada Learning Bond (CLB).

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Flexible options

If your child doesn’t pursue post-secondary education right away you have up to 35 years to use the funds for education, or you may be able to choose a new beneficiary.


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Wealth Specialists

For a powerful and well-diversified plan, you’ve come to the right place. Our team's approach is comprehensive. Their advice is backed by in-depth research and expertise and most importantly, they care about you and your success.

Dawn

Serving Carrot River,
Arborfield & areas



306-862-1408

Isabel

Serving Nipawin & area




306-862-0736


Karissa

Serving Carrot River,
Nipawin & areas




306-768-1407

Karla

Aviso Wealth & Aviso Insurance
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Serving all DNCU
locations

306-862-8160

Sheri

Serving Prince Albert
& area



306-765-1323

Trina

Serving Nipawin, White
Fox, Choiceland & areas



306-862-0747


Rylan

Serving Debden, Big River & area



(306)-724-8376

MAXIMIZE YOUR GROWTH

Invest your RESP into mutual funds

The younger your child, the more growth-oriented your RESP portfolio can be. The money won’t be withdrawn for several years, so your portfolio has time to recover from any market downturns.

PAY YOURSELF FIRST

Save without even thinking about it

With a regular, pre-authorized contribution plan. You choose the amount and the frequency. Set it and forget it!

VirtualWealth®
A digital investing service that provides you with a professionally managed, low-cost portfolio to match your personal financial goals, timeline and risk tolerance.
Online brokerage services are offered through Qtrade Direct Investing. Mutual funds and other securities are offered through Aviso Wealth.
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